웰컴디지털뱅크(웰컴저축은행)

NO.1 digital banking savings bank!

No. 1 in cumulative app downloads in the savings bank sector

No. 1 in cumulative app users in the savings bank sector

※ Based on App Annie (as of December 31, 2023)

■ If you are worried about how to manage your assets and liabilities, try Welcome My Data.

· Total estimated savings from nationwide interest reduction project: KRW 8,334.98 million (as of March 14, 2024)

We will collect and manage all your debts and let you know if a transfer loan is possible. Participate in the interest reduction project.

· Is my credit management going well? We help you manage your credit using credit weather. Check your credit weather.

■ Easy and convenient account opening

· Is it possible to do it in the early morning hours? You can open a non-face-to-face account anytime, anywhere, 24 hours a day.

· Is it possible to open one if I do not have a public certificate? All you need is a pattern or fingerprint authentication and a 6-digit authentication number.

· There is a dedicated account just for Payers, office workers, and bosses. Receive special benefits after opening an account suitable for you.

■ Don’t miss out on the ‘Wellbang Lounge’, a prize benefit that can only be enjoyed at Wellbang

· Well Bank Walking: Loan customers receive benefits of up to 100 won per day and up to 3,000 won per month if they walk.

(Up to 40 won per day for receiving customers, up to 1,240 won per month)

· Well Bang Lotto: If you guess 6 numbers from 0 to 9, you will receive a prize.

(Chance to win 1 million won for 1st place, 500 won for 2nd place, 40 won for 3rd place)

· Well Bang Odd or Even: Will this week be odd? Is it a match? Prize money pouring in every week

(Payment of 1 million won to loan customers divided by the number of winners)

■ Use convenient financial services in your life

· In Wellbang, simply press and hold the account card you wish to withdraw from and then drag the account card you wish to deposit to complete the transfer! Transfer all the way!

· Check total assets, detailed status, savings goal status, etc. on one page.

· Are you curious about the price of your car? You can check the car price just by knowing the license plate number.

· Use the convenient payment service ‘Automatic Payment’ to automatically pay utility bills and other usage fees to your institution.

· Are you curious about your credit score? We provide ‘free credit management’ without affecting your credit score.

■ Electronic financial fraud prevention service

· Welcome Savings Bank operates “PC designation service,” “2-channel authentication service,” and “one-time authentication number” service in accordance with the Financial Supervisory Service’s “Electronic Financial Fraud Prevention Service” guidelines.

■ Information on customer center operating hours

· Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)

· Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)

· Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)

* Financial fraud reporting night call center: 02-397-8600/8800

■ Information on permission and purpose of using Wellbang App

- Required access rights

· Storage space: Required for storing joint certificates, checking for OS tampering, submitting documents, storing photos, and submitting supporting documents.

· Phone: Mobile phone number is collected to use mobile phone identity authentication, device authentication, consultation calls, and visible ARS functions.

· App activity: Used to collect app information and detect malicious apps by obtaining broad package visibility rights to prevent electronic financial transaction incidents.

- Optional access rights

· Contacts/Address Book: Contact information is collected and shared to use functions such as contact transfer, sending SMS, purchasing coupons, and selecting recipients when recommending friends. If you do not consent to this as an optional permission, its functionality may be restricted.

· Camera: Used for photo identification, face authentication, document submission, etc. This is an optional permission, and if you do not consent, its functionality may be limited.

· Photos and videos: Save photos and collect photos submitted as supporting documents. This is an optional permission and its functionality may be restricted if you do not consent to it.

· Notification: Used to receive notifications such as important notices, events, and promotions. This is an optional permission; if you do not consent, you may be restricted from receiving notifications.

■ Items for investigation of credit disorderly conduct

· Malicious app detection information, diagnostic information on detected malicious apps

Welcome Savings Bank Co., Ltd. CEO: Daewoong Kim

Business registration number: 120-87-93876

Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.10.21~2025.10.20)